2024 vision plan
The VSP Network Signature Plan includes benefits for eye exams, corrective lenses and frames, and contact lenses. You can see any vision provider, but you’ll minimize your out-of-pocket costs when you receive services from a VSP network provider. If you go out-of-network, you will have to pay for services upfront and receive reimbursement up to certain limits depending on the service
You can enroll in vision coverage as a new hire, during Open Enrollment, or if you have a qualifying life event. To enroll, log in to OKTA to access UKG.
Key features
Eye exam covered every year
with only a small copay charged to you.
Coverage for eyeglasses or contact lenses
so you can choose the method of vision correction you prefer.
Wide network of providers
saving you money with more generous in-network benefits.
Coverage details
Feature | In-network | Out-of-network (reimbursement) |
Network | Signature | N/A |
Services and supplies | ||
Exam | You pay $10 copay | Up to $46 |
Materials | You pay $10 copay | N/A |
Lenses | ||
Single vision | You pay $0 copay | Up to $47 |
Lined bifocal | You pay $0 copay | Up to $66 |
Lined trifocal | You pay $0 copay | Up to $85 |
Lenticular | You pay $0 copay | Up to $125 |
Frames | $120 allowance; 20% off remaining balance | Up to $47 |
Contact lenses | ||
Elective | Up to $120 allowance | Up to $120 |
Medically necessary | Covered in full | Up to $210 |
Evaluation and fitting | 15% off usual, reasonable & customary |
No discount |
Additional discounts | ||
Cosmetic extras | 30% off retail price (on average) | No discount |
Additional eyeglasses (frames/lenses) | 20% off retail price | No discount |
Laser correction surgery | Up to 15% off usual charge or 5% off promotional price | No discount |
Service frequencies | ||
Exams | Once every 12 months | |
Lenses (for glasses or contact lenses) | Once every 12 months | |
Frames | Once every 12 months | |
Network discounts (glasses and contact lens professional service) | Limitless within 12 months of exam |
2024 per-paycheck vision plan premiums
VSP Network Signature Plan | |
Enrollment tier | Employee cost per paycheck (all salaries) |
Employee Only | $5.12 |
Employee + Spouse | $8.62 |
Employee + Child(ren) | $8.79 |
Family | $13.91 |
Access your vision plan online
Log in to the Guardian website or download the mobile app from the App Store or Google Play to find a network provider, view your ID card, review claims, check coverage details, and more